Timothy Ruscoe, principal appraiser at Watershed Appraisal, is a NYS certified and fully insured Appraiser living in the market area that he serves. Some appraisals in the areas we cover are completed by Appraisers who come from the more populated counties nearer the New York Metropolitan area. These appraisers may not have the local contacts and market knowledge to deliver an accurate appraisal which meets underwriting standards. MLS sales in our area represent a smaller percentage of overall sales then many areas.. The most common reason for review appraisals locally is that the report in question was completed using only MLS data and the comparables are too distant from the subject. Our market data is updated continually using a combination of Assessor's data, County Real Property records, MLS data, NYS data, and broker contacts (not all brokers are in the MLS). Why not avoid the pitfalls of assigning your report to a distant Appraisal firm which may not have an individual in place who understands the Sullivan, Ulster, Orange, Delaware and Greene County regions? Contact us by voice or fax at 845-657-8571 or email tr@watershedappraisal.com . We will be happy to provide samples or any other documents you may need. Click here Prices for a list of prices and areas covered. We are EDI capable and can email you Adobe Acrobat pdf files of the finished report, saving time and delivery costs. Acrobat pdf. files contain color photos, maps, and digital signatures.